The Flat Fee Revolution
Why the way you pay for financial advice matters more in retirement than it ever has
The way you pay for advice may matter more than the advice itself.
The fee felt painless on the way up. Retirement is the way down.
For decades, the percentage fee has been the unquestioned price of financial advice — a quiet 1% that grows right alongside your savings. Then the math turns. In retirement the fee compounds against the largest balance you will ever have, in the exact years you are drawing it down. The Flat Fee Revolution makes the case for a simpler arrangement: one price, in writing, for advice that answers only to you.
Plus: Your Fee Audit worksheet, a letter to the advisor reading this, and full notes & sources.
- How a percentage fee quietly becomes one of your household’s largest expenses in retirement
- What flat-fee advice costs, what it includes, and what it deliberately leaves out
- The handful of questions that reveal, in one meeting, whose side an advisor is on
- How to change arrangements without unnecessary taxes, penalties, or hard feelings
The chapters
The revolution isn’t louder advice. It’s a fairer bill.
Read The Flat Fee Revolution.
Tell me where to send it. The PDF opens right away; the letters follow, one idea at a time.
Short on time? The compact guide is five to seven pages and needs no email: What Does Your Advisor Really Cost? (PDF) →
