Six books. One idea. No sales pitch.
Start anywhere. Each book stands alone, and every one of them is the same idea — the exchange rate, and the lever of cost — applied to a different room of your retirement.
The Flat Fee Revolution
The way you pay for advice may matter more than the advice itself.
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Is Your Annuity Any Good?
You already own it. Nobody ever showed you how to check it.
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Is an Annuity Right for You?
Guaranteed income sounds good. Here is how to weigh what it costs.
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Retirement Tax Planning
The IRS is a silent partner in your IRA. Plan the split, or it gets planned for you.
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Declining Health & Wealth Transfer
Two things destroy more retirement wealth than any bear market. Neither is in your portfolio.
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The Harsh Reality
Income. Costs. Growth. Remove the sales pitch and that is all that is left.
About this book →If you only read one…
…and you have an advisor
The Flat Fee Revolution. The flagship. Chapter Three hands you a number almost nobody in the country has — what you actually paid for advice last year — and the rest of the book explains why that number matters more now than it ever has.
…and you want the whole picture
The Harsh Reality of Retirement Financial Planning. Income, costs, and growth in the no-paycheck years, with the biggest item in each category on the page. Written from the heart, without the industry’s spin.
Read along, a letter at a time.
Most weeks, one idea from inside a retirement plan. Nothing for sale.